Tradeify Review

The short answer

Tradeify is a futures prop firm based in Florida. It sells three plans at four sizes, from $25,000 to $150,000: Growth and Select are one-step evaluations from $99 and $109, and Lightning skips the evaluation from $345. Every plan uses an end-of-day trailing drawdown and pays a 90% split, and you can trade on Rithmic platforms, WealthCharts, or through a Tradovate account on Tradovate, TradingView or NinjaTrader.

It suits traders who want to choose their rules. Growth has a daily loss limit and no consistency rule in the evaluation; Select is the reverse, and drops consistency once funded. Select Daily lets you ask for a payout every day once you clear its buffer.

Two things to watch. The drawdown is enforced during the day on open losses, even though it only moves at the close. And the rules sit in Tradeify’s help center, which the firm can change and which overrides the agreement you sign.

How it works

Three plans across four sizes, compared here at $50,000. The table keeps the rules that differ by plan; what all three share is listed under it.

Same on all three: a $2,000 drawdown that trails your best closing balance and stops moving at $50,100 once funded, a 90% split, no activation fee, and 5 funded accounts per household. Growth and Lightning allow 4 minis or 40 micros; Select does too during the evaluation, then starts funded accounts at 2 minis or 20 micros and scales up. On Growth and Lightning the daily loss limit rises to the drawdown amount once you are 6% up. Payout rules in full are under Getting paid below.

The platforms are the same on all three plans: the broker you choose at checkout decides them, and NinjaTrader connects through a Tradovate account, so choose Tradovate at checkout if you use it.

Growth and Select are mirror images on consistency: Growth has none in the evaluation and one once funded, Select the reverse.

Which Tradeify plan should you pick?

The three plans suit different traders. Prices are list prices at $50,000.

• Pick Growth if you want the cheapest evaluation ($145) and can live with a daily loss limit, starting at $1,250, in the evaluation and once funded. Once funded, a 35% consistency rule applies and your balance must reach $53,000 before you can request a payout.
• Pick Select if you would rather have no daily loss limit during the evaluation, and can pass under a 40% consistency rule. Once funded there is no consistency rule, and you choose Daily (daily payouts, a $1,000 daily loss limit, up to $1,250 a payout) or Flex (no daily loss limit, a payout every 5 winning days, up to $2,500). The choice is permanent for that account.
• Pick Lightning if you want to skip the evaluation and will pay $492, more than three times Growth’s $145. There is no reset, and the first payout needs $3,000 of profit but pays out at most $2,000.

Our pick for most traders: Select. It costs $20 more than Growth at $50,000, and once funded it drops the consistency rule, while Flex drops the daily loss limit too.

How much does Tradeify cost?

List prices, paid once, before any discount code:

Lightning costs more than three times Growth at $25,000 and $50,000, and you start funded with no evaluation. Three more things about price:

• Every price shows a list price and a promotional one. Tradeify runs a new code most months, and the code can drop to a lower rate after its first uses. Treat the list price as the real price.
• The broker does not change the price. Tradovate, Rithmic and WealthCharts cost the same.
• No fee is refundable, including activation and reset fees. Disputing a charge with your card issuer is treated as a violation, so contact support first.

Resets cost extra and are not refundable. Lightning has no reset, so a failed Lightning account has to be bought again. Growth and Select reset at these prices:

Free trial

Tradeify also offers a free trial, but it does not publish the trial’s account sizes, length or rules, or whether it can lead to a funded account. Buying one charges your card $1, which the firm describes as a temporary authorization hold to check the card is valid, refunded automatically within 3 to 5 business days. The trial is free, so a discount code has nothing to take off it; Tradeify’s codes lower the price of the paid accounts. It plays no part in the grade.

Platforms and trading conditions

You pick a broker at checkout, and it decides your platforms. You cannot switch broker later without buying a new account.

• TradingView, NinjaTrader and Single Stock Futures need Tradovate.
• Level 2 depth and EUREX data can be bought on Tradovate only.
• Commissions are charged per contract, round trip: $5.76 on ES, NQ, RTY and YM, and $1.82 on their micros. Ten micros cost more than one mini, so trade the mini at that size.

The most you can trade at once depends on account size. It is the same on all three plans during the evaluation, and on Growth and Lightning once funded:

Select funded accounts start lower and scale up as your balance grows. At $50,000 you start at 2 minis or 20 micros and reach 4 minis or 40 micros once your end-of-day balance is $2,000 up. The starting limits are 1, 2, 3 and 3 minis (10, 20, 30 and 30 micros) from $25,000 to $150,000. One help center page still says there are no scaling restrictions; the Select payout page sets out the scale.

The rules that matter

Start with the drawdown and the consistency rule, because both work differently by plan. The hedging ban and the day-to-day rules follow.

How the drawdown works on a $50,000 Growth account

The limit is $2,000 below your highest end-of-day balance, and it never moves back down. On a funded account it eventually stops moving at all: once profit is $100 past the drawdown amount, the floor fixes at $100 above the starting balance for good. In the evaluation it keeps trailing.

Back at the starting balance on day three, the trader has $500 of room, not $2,000. The floor followed them up and stayed there.

It only moves at the close, but it is enforced while your positions are open.

The homepage promises “End-of-day drawdown – no intraday traps”. The help center, which the agreement says wins, puts it the other way round:

“Even though EOD drawdown only UPDATES at end of day, it is ENFORCED in real-time against your net liquidation value (your balance plus unrealized P&L on any open positions). If your net liquidation value hits the drawdown limit during trading, your account fails immediately – even if you might have recovered by end of day.”

Consistency depends on the plan

Growth has no consistency rule in the evaluation and a 35% rule once funded. Select has a 40% rule in the evaluation and none once funded, on either payout path. Lightning has 20% for the first payout, 25% for the second and 30% after that, on accounts bought after 12 September 2025.

The homepage says “No consistency once funded”. That is true of Select only.

Hedging reaches every account you control

Opposite positions are banned across all accounts you control, not just one, even in different products entered days apart. Profits made during a breach can be taken back, and one mistake can end every account you hold.

Rules to know before you trade

The day-to-day rules, with what to do about each where it matters.

• Be flat by 4:45 PM ET. On early-close holidays it is 12:59 PM ET. Anything still open is closed for you. That does not fail the account, but you do not choose the exit.
• Funded payouts need trades held longer than 10 seconds. More than half of your trades and more than half of your profit must come from them, or you cannot request a payout. The rule does not apply in the evaluation, so check how many of your trades last longer than 10 seconds before you are funded.
• Trade at least once a week. One trade between Monday and Friday keeps an evaluation or funded account active. Tradeify says it contacts you before acting.
• On Lightning, the first payout goal is bigger than the payout. At $50,000 the first request needs $3,000 of profit but pays at most $2,000. The goal then resets to $2,000 of new profit for each payout after that, and what you left in the account does not count toward it.
• News trading is allowed, with no restrictions, at your own risk.
• Bots are allowed if the strategy is yours alone, not shared with other traders or firms and not high-frequency. Tradeify can ask for a live video of you starting the code on your own computer.

Getting paid: how does Tradeify pay out?

Every line pays a 90% split, and payouts go out through Rise or Plane by bank transfer. What differs is what you must reach before you can ask, the smallest and largest amount per request, and how fast the money is issued. The table sets the four payout paths side by side.

• Flex or Daily is permanent once you choose it for a Select account. Daily adds a daily loss limit and, at $100K and $150K, a tighter drawdown.
• Select caps changed on 1 September 2026, so an account bought before that date is on different caps from one bought after. On accounts bought from that date, Flex is capped at $1,250, $2,500, $3,500 and $4,500 from $25K to $150K, and Daily at $600, $1,250, $1,750 and $2,500. From the second payout, the cycle has to be net positive, so a loss taken after a payout must be earned back before the next one.
• On Growth, the trading-day count starts again after each payout, and any balance above the cap stays in the account.
• Money reaches your Rise wallet within 24 to 48 hours of approval. From Rise, a bank transfer takes 1 to 3 business days and crypto from a few hours to a day. A manual review, when Tradeify requires one, can add 1 to 3 business days.
• No microscalping on funded accounts. More than half of your trades, and more than half of your profit, must come from trades held longer than 10 seconds. If not, you cannot request a payout.

The homepage says “$250M+ Verified Payouts” and “0% Payout Denials”. Both are the firm’s own figures.

The live account

Tradeify’s funded accounts are simulated. Its Elite program is the route to a live account, and the firm chooses who moves:

• You become eligible to be considered after 3 payouts on one account or 10 payouts in total. Tradeify says most traders are not moved as soon as they reach that, and it contacts the ones it selects.
• Once selected, the move is mandatory. All your simulated and evaluation accounts close. Each funded account that has paid out at least once becomes a live account, and profit made since that last payout does not carry across.
• Live accounts start at a $0 balance, with an end-of-day drawdown and no daily loss limit. You can hold up to five.
• Live payouts are daily at an 80% split, down from 90% on simulated accounts, and only from profit. A payout that takes the balance to $0 closes the account.
• Failing a live account means a cool-off of up to four weeks before you can buy a new evaluation.
• While you have a live account, neither you nor anyone in your household can hold simulated accounts. A live account also needs at least one trade every 30 days.

The drawdown on each live account depends on the size that moved:

What can end your account

These rules can end a Tradeify account, and not all of them are breaches you would notice while trading. Each comes from the firm’s own terms, help center or its automated reply to us:

• Touching the drawdown during the day. It fails the account on the spot, even if the trade would have recovered by the close.
• Holding opposite positions across any accounts you control. One breach can end every account you hold, and profits made during it can be taken back.
• Filing a chargeback. Every account you hold is permanently terminated, any pending or unpaid payouts are forfeited, and you are permanently banned from buying again.
• Going over the account limit. Five funded accounts per household at most.

On Growth, hitting the daily loss limit pauses trading and does not end the account. Tradeify’s help center classes it as a softer breach than the drawdown.

Exploiting platform errors, such as price display glitches or system delays, is grounds for termination. High-frequency trading bots are not allowed. News trading and personal bots that meet Tradeify’s conditions are allowed, as set out above.

Who can join

Tradeify bars residents of 57 countries, and lists Crimea separately. The list includes some a reader may not expect, such as Bulgaria, Iceland, Israel, Malaysia, Indonesia, Turkey, Ukraine, Panama and Jamaica. The full list is shown beside this review.

It goes by where you live, not where you are. A resident of an eligible country can trade while traveling in a restricted one. A resident of a restricted country cannot trade from anywhere.

What Tradeify’s agreement says

The sections above cover what you trade under day to day. The agreement you sign adds three points worth reading before you buy. We put our critical findings on them to Tradeify before this review went up, and its reply is at the end of this section.

The help center overrides the agreement

Tradeify’s agreement puts every rule that decides pass or fail, including drawdown, targets, consistency and payout caps, on its help center pages. It also says the help center wins if the two disagree. Those pages can change without notice, so save a copy on the day you buy.

Section 4.1 of the agreement hands the rules to the help center:

“The specific rules, parameters, fees, drawdown methodology, profit targets, position sizes, consistency rules, payout thresholds, payout caps, and minimum balance requirements applicable to each evaluation path and funded account program are maintained on, and may be updated from time to time at, the Company’s Help Center.”

Section 11 then settles conflicts in the help center’s favor on four named subjects, and only those: “the Help Center rule shall prevail with respect to trading rules, account parameters, product classifications and groupings, and the definition of prohibited trading conduct, and this Agreement shall prevail in all other respects.”

Clause 11 also reserves the power to change those rules, and points at where the power is defined:

The Company reserves the right to modify these rules at any time in accordance with Section 16 (Amendments). … the Company may unilaterally update the rules published at the Help Center and may amend this Agreement in accordance with Section 16 (Amendments).

Both references point to Section 16, and Section 16 is the amendment clause, so a trader following either one arrives in the right place. What the clause gives Tradeify is the power itself: it can rewrite the help-center rules that govern your account, and those rules prevail over the agreement you signed.

Fees and card disputes

Clause 7.1 lists what “non-refundable” covers, and it reaches past the first purchase:

All fees paid to the Company for evaluation programs, funded accounts, or any other services are strictly non-refundable. This includes, but is not limited to: the purchase price of any evaluation account or funded account program offered by the Company; activation fees; reset fees; and any other charges for additional services or products offered by the Company.

Every reset bought to keep an attempt alive is covered by the same rule as the original fee.

Clause 7.6 is the one to read before disputing a charge, because it goes further than losing the account:

By purchasing any service from the Company, the Trader expressly waives the right to initiate, pursue, or maintain any chargeback, payment dispute, reversal, or similar claim with any credit card issuer, bank, payment processor, or other financial institution in connection with fees paid to the Company. … [the Company may report the chargeback and any related conduct to] credit bureaus, payment processors, anti-fraud databases, and law enforcement, where appropriate.

The bracketed words are ours, joining the clause to the list that follows it. On the contract’s own terms a card dispute can lead to a report to credit bureaus and law enforcement, on top of termination and the loss of unpaid payouts.

How far the hedging ban reaches

The agreement defines “Opposing Positions” as:

“one or more long positions and one or more short positions held at the same time, whether in a single account or across two or more Trader-Controlled Accounts, and irrespective of contract size, contract month, quantity, notional value, order type, holding period, or whether the positions were entered simultaneously or at different times.”

What Tradeify says

Right of reply: not yet answered. This review reports critical findings drawn from Tradeify’s own documents. Each was sent to the firm before this review went up. Any reply from Tradeify will be added here verbatim.

We put our three critical findings to Tradeify before publishing. Tradeify has not addressed our findings on clauses 4.1 and 11, which let help-center rules that Tradeify can change prevail over the signed agreement. Those points remain unanswered. The only reply so far touched on clauses 6.7 and 7.6 and was an automated message, signed “Tradeif.AI”, so we reproduce it below as sent but do not treat it as the firm’s considered answer. We accepted Tradeify’s offer to pass our questions to a member of its team. No answer from a team member has arrived.

Who you are dealing with

Tradeify names six companies at the foot of every page. The table shows who each one is: the company you sign with, a related broker and its guarantors, and the company that handles your payments.

• The broker registration belongs to an affiliate, not the company you sign with. We have not checked it against the regulator’s record.
• The funded accounts are simulated. Tradeify’s own label is “Sim Funded”.
• Disputes go to arbitration in Florida under Florida law.
• Tradeify247 is a separate company in Saint Lucia. An account there is not a Tradeify account.

One more thing may pass between those companies, and it sits in the privacy terms, not the agreement:

This may include disclosing your email address and related eligibility information, such as your status as a user of the Services, to affiliates, including but not limited to, Tradeify Brokerage LLC d/b/a Slay Markets (“Slay Markets”), so those affiliates may advertise or solicit their own products or services to you.

Your email address is part of what moves. Passing a qualified account is the clearest use it describes, and the affiliate it names is the brokerage whose registration appears in the table above.

On third-party sentiment, Trustpilot published 4.5 across 4,147 reviews on 27 August 2026, distributed 86% at five stars and 8% at one. The profile is marked as inviting reviews, so that distribution is invited rather than organic.

Why this grade

Tradeify’s agreement is what costs it points:

• The rules can change under you. Your drawdown, targets, consistency rule and payout caps live in a help center Tradeify can edit, and the agreement lets those pages prevail over what you signed.
• Profits can be taken back for hedging. Opposite positions held at the same time in any accounts you control, whatever the contract month or when each was opened, breach the rule, and profits made during a breach can be forfeited.
• The homepage contradicts the rules twice. It says there is no consistency rule once funded, but Growth and Lightning have one. It promises no intraday traps, but the drawdown is enforced during the day.
• A card dispute goes further than losing the account. On the contract’s own wording it can bring a report to credit bureaus and law enforcement.
• No fee is refundable, resets included.
• Your email can be passed to an affiliated brokerage so it can market its own products to you.

What earns points: low prices for the capital you get, its highest-scoring factor, and no deductions on trading conditions, where every plan uses an end-of-day trailing drawdown.

The grade is preliminary. We have not tested payouts or support, so those two parts of the rubric, 30 of its 100 points, are not scored yet. Tradeify’s only reply to our findings so far was automated.

Our verdict

Tradeify is a futures prop firm for traders who want to pick their rules plan by plan. It fits badly if you need every rule fixed in the agreement you sign.

Best for

• Traders who want to choose a risk model: a daily loss limit (Growth), no daily loss limit in the evaluation (Select), or no evaluation at all (Lightning).
• Traders who want daily payouts. Select Daily takes a request every day once you are above its buffer.
• Traders on a budget. Evaluations start at $99 for $25,000.

Avoid if

• You need the pass-or-fail rules inside the agreement you sign.
• You hold losing trades close to the drawdown during the day. Open losses count.
• You want to reset a failed Lightning account. You have to buy it again.
• You hold opposite positions across accounts. The hedging ban covers every account you control.

Questions traders ask

Facts checked: 2 September 2026. Right of reply: we put three critical findings to Tradeify on 5 September 2026, and the reply window closed on 19 September.